What are the consequences of accumulating too many points on your driving record in Ohio?

Accumulating too many points on your driving record in Ohio leads to serious consequences, most notably license suspension and potentially increased insurance rates. In Ohio, the point system is designed to promote safe driving behavior and penalize reckless conduct. When a driver accumulates 12 or more points within a two-year period, their driver’s license is subject to suspension. This is a significant deterrent aimed at encouraging drivers to adhere to traffic laws.

Additionally, having a higher point total can signal to insurance companies that a driver is riskier, prompting them to raise premiums or potentially deny coverage altogether. This creates a financial incentive for drivers to maintain a clean record.

The other options, while related to driving behavior or costs, do not directly address the specific consequences tied to the point accumulation system in Ohio.