What must all motor vehicles in Ohio be covered by?

In Ohio, all motor vehicles are required to be covered by liability insurance. This type of insurance is essential because it ensures that a driver can cover costs that arise from causing damage to another person or their property in the event of an accident. Liability insurance helps protect both the driver and the general public by providing financial support in case of injuries or damages incurred during an accident for which the insured is responsible.

Liability coverage typically includes bodily injury liability, which covers medical expenses and lost wages for the other party, as well as property damage liability, which pays for repairs to the other party's damaged property. This requirement helps maintain accountability among drivers and reinforces the importance of being financially responsible on the road.

While other types of coverage, such as comprehensive, collision, or uninsured motorist coverage, provide additional protection, they are not mandated by law in Ohio for all vehicles. Liability insurance is the fundamental requirement to ensure that all drivers have a basic level of financial protection in case of an accident.