What type of insurance is required to operate a vehicle in Ohio?

Liability insurance is the type of insurance required to operate a vehicle in Ohio. This insurance coverage is essential because it provides financial protection in the event that you are responsible for causing damage or injury to another party while operating your vehicle. In Ohio, the law mandates that all drivers must carry a minimum amount of liability coverage to help ensure that victims of car accidents can receive compensation for medical expenses, property damage, and other related costs.

This requirement helps promote responsible driving behavior and provides a safety net for all road users. Without liability insurance, a driver risks legal penalties and financial burdens that could arise from accidents. Other types of insurance, such as comprehensive, collision, and uninsured motorist coverage, offer additional protections but are not mandatory to legally operate a vehicle in Ohio.